Call reports 2016
WOODFORD STATE BANK — 2016
What WOODFORD STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 189,949,000 | 192,813,000 | 193,168,000 | 202,842,000 |
| Total loans | 124,611,000 | 126,324,000 | 130,713,000 | 130,592,000 |
| Allowance for loan losses | 2,848,000 | 2,876,000 | 2,860,000 | 2,874,000 |
| Securities available for sale | 5,241,000 | 5,000,000 | 5,884,000 | 6,461,000 |
| Securities held to maturity | 35,474,000 | 28,769,000 | 28,313,000 | 31,761,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,011,000 | 164,688,000 | 164,705,000 | 173,484,000 |
| Interest-bearing deposits | 138,644,000 | 138,743,000 | 139,369,000 | 144,951,000 |
| Noninterest-bearing deposits | 24,367,000 | 25,945,000 | 25,336,000 | 28,533,000 |
| Equity capital | 17,882,000 | 17,688,000 | 18,014,000 | 18,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,813,000 | 3,820,000 | 5,694,000 | 7,599,000 |
| Interest expense | 139,000 | 288,000 | 447,000 | 601,000 |
| Net interest income | 1,674,000 | 3,532,000 | 5,247,000 | 6,998,000 |
| Noninterest income | 218,000 | 415,000 | 627,000 | 866,000 |
| Noninterest expense | 1,238,000 | 2,477,000 | 3,727,000 | 4,999,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 654,000 | 1,470,000 | 2,147,000 | 2,865,000 |
| Income tax | 2,000 | 5,000 | 8,000 | 11,000 |
| Net income | 652,000 | 1,465,000 | 2,139,000 | 2,854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,558,000 | 17,337,000 | 17,670,000 | 18,386,000 |
| Total capital | 19,235,000 | 19,135,000 | 19,494,000 | 20,200,000 |
| Risk-weighted assets | 133,041,000 | 142,798,000 | 144,929,000 | 144,089,000 |