Call reports 2005
WEX BANK — 2005
What WEX BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 515,789,000 | 590,649,000 | 780,976,000 | 680,697,000 |
| Total loans | 476,143,000 | 554,125,000 | 728,374,000 | 611,729,000 |
| Allowance for loan losses | 3,850,000 | 4,020,000 | 5,009,000 | 4,321,000 |
| Securities available for sale | 18,779,000 | 18,757,000 | 20,492,000 | 20,878,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 396,794,000 | 503,240,000 | 674,832,000 | 530,168,000 |
| Interest-bearing deposits | 215,249,000 | 293,912,000 | 411,482,000 | 333,447,000 |
| Noninterest-bearing deposits | 181,545,000 | 209,328,000 | 263,350,000 | 196,721,000 |
| Equity capital | 65,596,000 | 73,388,000 | 87,791,000 | 87,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 28,953,000 | 66,997,000 | 111,624,000 | 156,298,000 |
| Interest expense | 1,555,000 | 3,888,000 | 6,935,000 | 10,778,000 |
| Net interest income | 27,398,000 | 63,109,000 | 104,689,000 | 145,520,000 |
| Noninterest income | 12,336,000 | 19,986,000 | 30,042,000 | 38,411,000 |
| Noninterest expense | 22,625,000 | 44,777,000 | 67,885,000 | 91,070,000 |
| Provision for loan losses | 2,261,000 | 4,126,000 | 6,321,000 | 7,735,000 |
| Pretax income | 14,848,000 | 34,192,000 | 60,525,000 | 85,126,000 |
| Income tax | 5,720,000 | 13,318,000 | 23,695,000 | 32,023,000 |
| Net income | 9,128,000 | 20,874,000 | 36,830,000 | 53,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,649,000 | 73,383,000 | 87,848,000 | 87,698,000 |
| Total capital | 69,499,000 | 77,403,000 | 92,857,000 | 92,019,000 |
| Risk-weighted assets | 499,254,000 | 576,460,000 | 754,340,000 | 640,524,000 |
Machine access — free, no API key
Every figure shown here about WEX BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.