Call reports 2015
FIRST NATIONAL BANK OF PORT ALLEGANY — 2015
What FIRST NATIONAL BANK OF PORT ALLEGANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 92,073,000 | 91,849,000 | 90,540,000 |
| Total loans | 46,156,000 | 47,224,000 | 47,315,000 |
| Allowance for loan losses | 551,000 | 546,000 | 542,000 |
| Securities available for sale | 36,668,000 | 37,125,000 | 36,023,000 |
| Securities held to maturity | 988,000 | 986,000 | 984,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 79,852,000 | 80,033,000 | 78,425,000 |
| Interest-bearing deposits | 59,655,000 | 61,638,000 | 59,242,000 |
| Noninterest-bearing deposits | 20,197,000 | 18,395,000 | 19,183,000 |
| Equity capital | 10,318,000 | 10,046,000 | 10,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 817,000 | 1,650,000 | 2,610,000 |
| Interest expense | 74,000 | 147,000 | 213,000 |
| Net interest income | 743,000 | 1,503,000 | 2,397,000 |
| Noninterest income | 85,000 | 168,000 | 281,000 |
| Noninterest expense | 672,000 | 1,333,000 | 2,155,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 156,000 | 338,000 | 523,000 |
| Income tax | 9,000 | 25,000 | 46,000 |
| Net income | 147,000 | 313,000 | 477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 9,857,000 | 9,866,000 | 9,791,000 |
| Total capital | 10,411,000 | 10,415,000 | 10,333,000 |
| Risk-weighted assets | 45,787,000 | 47,837,000 | 43,509,000 |