Call reports 2013
FIRST NATIONAL BANK OF PORT ALLEGANY — 2013
What FIRST NATIONAL BANK OF PORT ALLEGANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 99,881,000 | 95,844,000 | 94,771,000 | 94,194,000 |
| Total loans | 46,139,000 | 46,360,000 | 45,227,000 | 44,624,000 |
| Allowance for loan losses | 563,000 | 568,000 | 574,000 | 572,000 |
| Securities available for sale | 43,680,000 | 39,404,000 | 37,806,000 | 37,549,000 |
| Securities held to maturity | 1,714,000 | 1,703,000 | 2,016,000 | 2,015,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,564,000 | 82,623,000 | 81,133,000 | 79,869,000 |
| Interest-bearing deposits | 66,336,000 | 65,811,000 | 65,434,000 | 62,241,000 |
| Noninterest-bearing deposits | 17,228,000 | 16,813,000 | 15,700,000 | 17,628,000 |
| Equity capital | 9,730,000 | 8,977,000 | 9,291,000 | 9,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 957,000 | 1,866,000 | 2,756,000 | 3,643,000 |
| Interest expense | 141,000 | 264,000 | 378,000 | 488,000 |
| Net interest income | 816,000 | 1,602,000 | 2,378,000 | 3,155,000 |
| Noninterest income | 87,000 | 173,000 | 287,000 | 373,000 |
| Noninterest expense | 703,000 | 1,162,000 | 1,802,000 | 2,444,000 |
| Provision for loan losses | 0 | 25,000 | 30,000 | 33,000 |
| Pretax income | 200,000 | 645,000 | 890,000 | 1,108,000 |
| Income tax | 15,000 | 113,000 | 144,000 | 166,000 |
| Net income | 185,000 | 532,000 | 746,000 | 942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,266,000 | 10,456,000 | 10,669,000 | 10,551,000 |
| Total capital | 10,832,000 | 11,027,000 | 11,222,000 | 11,108,000 |
| Risk-weighted assets | 46,820,000 | 45,655,000 | 44,207,000 | 44,559,000 |