Call reports 2012
FIRST NATIONAL BANK OF PORT ALLEGANY — 2012
What FIRST NATIONAL BANK OF PORT ALLEGANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 99,489,000 | 97,869,000 | 97,422,000 | 100,876,000 |
| Total loans | 49,368,000 | 48,511,000 | 47,570,000 | 46,612,000 |
| Allowance for loan losses | 574,000 | 565,000 | 564,000 | 561,000 |
| Securities available for sale | 39,058,000 | 39,308,000 | 40,226,000 | 41,237,000 |
| Securities held to maturity | 122,000 | 110,000 | 107,000 | 90,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,417,000 | 82,490,000 | 81,963,000 | 85,354,000 |
| Interest-bearing deposits | 66,852,000 | 66,472,000 | 66,343,000 | 68,122,000 |
| Noninterest-bearing deposits | 17,565,000 | 16,018,000 | 15,619,000 | 17,232,000 |
| Equity capital | 9,628,000 | 9,818,000 | 9,885,000 | 9,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,044,000 | 2,083,000 | 3,107,000 | 4,026,000 |
| Interest expense | 187,000 | 362,000 | 533,000 | 700,000 |
| Net interest income | 857,000 | 1,721,000 | 2,574,000 | 3,326,000 |
| Noninterest income | 88,000 | 178,000 | 268,000 | 359,000 |
| Noninterest expense | 733,000 | 1,464,000 | 2,286,000 | 2,841,000 |
| Provision for loan losses | 1,000 | 1,000 | 13,000 | 13,000 |
| Pretax income | 211,000 | 434,000 | 543,000 | 831,000 |
| Income tax | 31,000 | 64,000 | 57,000 | 90,000 |
| Net income | 180,000 | 370,000 | 486,000 | 741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,940,000 | 9,972,000 | 10,088,000 | 10,081,000 |
| Total capital | 10,517,000 | 10,540,000 | 10,655,000 | 10,645,000 |
| Risk-weighted assets | 48,093,000 | 47,395,000 | 46,249,000 | 46,503,000 |