Call reports 2011
FIRST NATIONAL BANK OF PORT ALLEGANY — 2011
What FIRST NATIONAL BANK OF PORT ALLEGANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 100,052,000 | 97,836,000 | 99,212,000 | 97,869,000 |
| Total loans | 50,278,000 | 50,279,000 | 50,006,000 | 50,428,000 |
| Allowance for loan losses | 555,000 | 557,000 | 546,000 | 572,000 |
| Securities available for sale | 39,991,000 | 38,410,000 | 36,250,000 | 37,715,000 |
| Securities held to maturity | 456,000 | 424,000 | 412,000 | 145,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,302,000 | 83,476,000 | 84,509,000 | 82,929,000 |
| Interest-bearing deposits | 70,899,000 | 69,118,000 | 70,168,000 | 67,341,000 |
| Noninterest-bearing deposits | 15,403,000 | 14,359,000 | 14,342,000 | 15,588,000 |
| Equity capital | 9,559,000 | 9,967,000 | 10,231,000 | 9,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,181,000 | 2,308,000 | 3,393,000 | 4,487,000 |
| Interest expense | 227,000 | 453,000 | 675,000 | 881,000 |
| Net interest income | 954,000 | 1,855,000 | 2,718,000 | 3,606,000 |
| Noninterest income | 92,000 | 178,000 | 263,000 | 350,000 |
| Noninterest expense | 695,000 | 1,401,000 | 2,147,000 | 2,762,000 |
| Provision for loan losses | 0 | 0 | 0 | 31,000 |
| Pretax income | 347,000 | 635,000 | 837,000 | 1,166,000 |
| Income tax | 75,000 | 126,000 | 161,000 | 248,000 |
| Net income | 272,000 | 509,000 | 676,000 | 918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,586,000 | 9,653,000 | 9,820,000 | 9,759,000 |
| Total capital | 10,144,000 | 10,213,000 | 10,369,000 | 10,334,000 |
| Risk-weighted assets | 49,947,000 | 48,720,000 | 48,608,000 | 52,676,000 |