Call reports 2010
FIRST NATIONAL BANK OF PORT ALLEGANY — 2010
What FIRST NATIONAL BANK OF PORT ALLEGANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 108,272,000 | 110,701,000 | 102,712,000 | 101,595,000 |
| Total loans | 52,005,000 | 52,162,000 | 51,737,000 | 50,910,000 |
| Allowance for loan losses | 620,000 | 620,000 | 553,000 | 552,000 |
| Securities available for sale | 45,023,000 | 42,666,000 | 39,320,000 | 39,600,000 |
| Securities held to maturity | 625,000 | 586,000 | 544,000 | 489,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,159,000 | 87,256,000 | 88,876,000 | 88,273,000 |
| Interest-bearing deposits | 71,825,000 | 73,168,000 | 74,102,000 | 72,784,000 |
| Noninterest-bearing deposits | 13,334,000 | 14,088,000 | 14,774,000 | 15,489,000 |
| Equity capital | 9,287,000 | 9,552,000 | 9,854,000 | 9,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,242,000 | 2,494,000 | 3,713,000 | 4,853,000 |
| Interest expense | 497,000 | 981,000 | 1,330,000 | 1,580,000 |
| Net interest income | 745,000 | 1,513,000 | 2,383,000 | 3,273,000 |
| Noninterest income | 95,000 | 187,000 | 281,000 | 364,000 |
| Noninterest expense | 647,000 | 1,307,000 | 2,008,000 | 2,655,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 15,000 |
| Pretax income | 191,000 | 391,000 | 700,000 | 1,026,000 |
| Income tax | 13,000 | 31,000 | 87,000 | 143,000 |
| Net income | 178,000 | 360,000 | 613,000 | 883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,015,000 | 9,053,000 | 9,306,000 | 9,314,000 |
| Total capital | 9,635,000 | 9,673,000 | 9,862,000 | 9,869,000 |
| Risk-weighted assets | 53,376,000 | 54,294,000 | 52,413,000 | 51,376,000 |