Call reports 2005
FIRST NATIONAL BANK OF PORT ALLEGANY — 2005
What FIRST NATIONAL BANK OF PORT ALLEGANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 90,809,000 | 93,351,000 | 93,172,000 | 93,376,000 |
| Total loans | 50,905,000 | 52,253,000 | 52,409,000 | 52,318,000 |
| Allowance for loan losses | 644,000 | 642,000 | 631,000 | 573,000 |
| Securities available for sale | 30,586,000 | 30,619,000 | 31,284,000 | 30,874,000 |
| Securities held to maturity | 2,777,000 | 2,777,000 | 2,277,000 | 2,277,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,160,000 | 68,128,000 | 70,772,000 | 73,110,000 |
| Interest-bearing deposits | 58,288,000 | 56,190,000 | 58,940,000 | 60,937,000 |
| Noninterest-bearing deposits | 11,872,000 | 11,938,000 | 11,832,000 | 12,174,000 |
| Equity capital | 8,184,000 | 8,527,000 | 8,483,000 | 8,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,327,000 | 2,555,000 | 3,811,000 | 5,093,000 |
| Interest expense | 548,000 | 1,096,000 | 1,665,000 | 2,263,000 |
| Net interest income | 779,000 | 1,459,000 | 2,146,000 | 2,830,000 |
| Noninterest income | 78,000 | 159,000 | 252,000 | 379,000 |
| Noninterest expense | 602,000 | 1,219,000 | 1,825,000 | 2,398,000 |
| Provision for loan losses | 0 | 0 | 0 | 63,000 |
| Pretax income | 254,000 | 398,000 | 577,000 | 816,000 |
| Income tax | 34,000 | 31,000 | 39,000 | 61,000 |
| Net income | 220,000 | 367,000 | 538,000 | 755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,928,000 | 7,939,000 | 8,108,000 | 8,102,000 |
| Total capital | 8,488,000 | 8,542,000 | 8,696,000 | 8,675,000 |
| Risk-weighted assets | 44,681,000 | 48,230,000 | 46,968,000 | 48,109,000 |
Machine access — free, no API key
Every figure shown here about FIRST NATIONAL BANK OF PORT ALLEGANY — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.