Call reports 2024
HOME LOAN STATE BANK — 2024
What HOME LOAN STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 188,994,000 | 190,039,000 | 202,162,000 | 201,468,000 |
| Total loans | 81,803,000 | 84,443,000 | 85,842,000 | 84,513,000 |
| Allowance for loan losses | 834,000 | 1,600,000 | 1,600,000 | 1,600,000 |
| Securities available for sale | 75,059,000 | 73,719,000 | 77,943,000 | 79,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,532,000 | 175,203,000 | 185,415,000 | 186,648,000 |
| Interest-bearing deposits | 119,557,000 | 129,850,000 | 133,349,000 | 135,629,000 |
| Noninterest-bearing deposits | 53,975,000 | 45,353,000 | 52,066,000 | 51,019,000 |
| Equity capital | 12,010,000 | 11,607,000 | 13,838,000 | 11,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,114,000 | 4,430,000 | 6,778,000 | 8,922,000 |
| Interest expense | 759,000 | 1,562,000 | 2,404,000 | 3,280,000 |
| Net interest income | 1,355,000 | 2,868,000 | 4,374,000 | 5,642,000 |
| Noninterest income | 118,000 | 210,000 | 300,000 | 387,000 |
| Noninterest expense | 1,097,000 | 2,467,000 | 3,647,000 | 4,870,000 |
| Provision for loan losses | 0 | 766,000 | 766,000 | 766,000 |
| Pretax income | 376,000 | -155,000 | 261,000 | 393,000 |
| Income tax | 62,000 | -86,000 | -360,000 | -142,000 |
| Net income | 314,000 | -69,000 | 621,000 | 535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,959,000 | 16,539,000 | 17,195,000 | 17,073,000 |
| Total capital | 17,793,000 | 17,899,000 | 18,605,000 | 18,487,000 |
| Risk-weighted assets | 108,683,000 | 107,232,000 | 111,233,000 | 111,503,000 |