Call reports 2023
HOME LOAN STATE BANK — 2023
What HOME LOAN STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 198,702,000 | 203,094,000 | 198,238,000 | 196,754,000 |
| Total loans | 77,003,000 | 81,323,000 | 81,995,000 | 81,035,000 |
| Allowance for loan losses | 831,000 | 831,000 | 834,000 | 834,000 |
| Securities available for sale | 78,735,000 | 78,103,000 | 76,024,000 | 77,997,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,870,000 | 189,655,000 | 185,501,000 | 181,207,000 |
| Interest-bearing deposits | 129,763,000 | 131,734,000 | 128,511,000 | 125,674,000 |
| Noninterest-bearing deposits | 55,107,000 | 57,921,000 | 56,990,000 | 55,533,000 |
| Equity capital | 10,309,000 | 10,351,000 | 9,501,000 | 12,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,990,000 | 4,136,000 | 6,347,000 | 8,659,000 |
| Interest expense | 317,000 | 893,000 | 1,501,000 | 2,214,000 |
| Net interest income | 1,673,000 | 3,243,000 | 4,846,000 | 6,445,000 |
| Noninterest income | 84,000 | 183,000 | 281,000 | 365,000 |
| Noninterest expense | 1,079,000 | 2,134,000 | 3,271,000 | 4,414,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 3,000 |
| Pretax income | 682,000 | 1,296,000 | 1,857,000 | 2,397,000 |
| Income tax | 139,000 | 264,000 | 309,000 | 498,000 |
| Net income | 543,000 | 1,032,000 | 1,548,000 | 1,899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,466,000 | 15,885,000 | 16,331,000 | 16,680,000 |
| Total capital | 16,297,000 | 16,716,000 | 17,165,000 | 17,514,000 |
| Risk-weighted assets | 102,683,000 | 106,156,000 | 106,816,000 | 107,909,000 |