Call reports 2022
HOME LOAN STATE BANK — 2022
What HOME LOAN STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 206,662,000 | 203,606,000 | 205,378,000 | 202,556,000 |
| Total loans | 67,911,000 | 75,605,000 | 74,326,000 | 75,855,000 |
| Allowance for loan losses | 807,000 | 807,000 | 832,000 | 832,000 |
| Securities available for sale | 65,041,000 | 66,898,000 | 70,548,000 | 73,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,532,000 | 191,194,000 | 193,385,000 | 189,299,000 |
| Interest-bearing deposits | 126,178,000 | 126,265,000 | 127,513,000 | 123,372,000 |
| Noninterest-bearing deposits | 65,354,000 | 64,929,000 | 65,872,000 | 65,927,000 |
| Equity capital | 11,768,000 | 9,141,000 | 8,544,000 | 9,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,239,000 | 2,725,000 | 4,469,000 | 6,612,000 |
| Interest expense | 116,000 | 226,000 | 342,000 | 520,000 |
| Net interest income | 1,123,000 | 2,499,000 | 4,127,000 | 6,092,000 |
| Noninterest income | 109,000 | 230,000 | 338,000 | 422,000 |
| Noninterest expense | 1,105,000 | 2,155,000 | 3,254,000 | 4,317,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 25,000 |
| Pretax income | 127,000 | 574,000 | 1,186,000 | 2,006,000 |
| Income tax | 12,000 | 53,000 | 232,000 | 419,000 |
| Net income | 115,000 | 521,000 | 954,000 | 1,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,672,000 | 14,042,000 | 14,439,000 | 14,985,000 |
| Total capital | 14,479,000 | 14,849,000 | 15,271,000 | 15,817,000 |
| Risk-weighted assets | 89,974,000 | 96,952,000 | 97,773,000 | 96,062,000 |