Call reports 2021
HOME LOAN STATE BANK — 2021
What HOME LOAN STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 194,879,000 | 193,345,000 | 194,928,000 | 201,086,000 |
| Total loans | 76,154,000 | 75,743,000 | 70,669,000 | 69,172,000 |
| Allowance for loan losses | 808,000 | 808,000 | 808,000 | 807,000 |
| Securities available for sale | 54,935,000 | 60,483,000 | 62,416,000 | 61,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,506,000 | 174,988,000 | 176,446,000 | 183,114,000 |
| Interest-bearing deposits | 121,459,000 | 119,688,000 | 117,430,000 | 125,803,000 |
| Noninterest-bearing deposits | 55,047,000 | 55,300,000 | 59,016,000 | 57,311,000 |
| Equity capital | 13,705,000 | 13,994,000 | 14,246,000 | 14,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,499,000 | 2,784,000 | 4,173,000 | 5,564,000 |
| Interest expense | 143,000 | 278,000 | 406,000 | 527,000 |
| Net interest income | 1,356,000 | 2,506,000 | 3,767,000 | 5,037,000 |
| Noninterest income | 164,000 | 286,000 | 488,000 | 640,000 |
| Noninterest expense | 1,004,000 | 1,928,000 | 3,028,000 | 4,032,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 516,000 | 864,000 | 1,227,000 | 1,645,000 |
| Income tax | 107,000 | 174,000 | 243,000 | 215,000 |
| Net income | 409,000 | 690,000 | 984,000 | 1,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,733,000 | 12,977,000 | 13,234,000 | 13,594,000 |
| Total capital | 13,541,000 | 13,785,000 | 14,042,000 | 14,401,000 |
| Risk-weighted assets | 96,491,000 | 83,413,000 | 76,175,000 | 79,582,000 |