Call reports 2020
HOME LOAN STATE BANK — 2020
What HOME LOAN STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 141,267,000 | 174,684,000 | 177,828,000 | 185,171,000 |
| Total loans | 70,107,000 | 99,547,000 | 100,622,000 | 81,128,000 |
| Allowance for loan losses | 808,000 | 808,000 | 808,000 | 808,000 |
| Securities available for sale | 55,143,000 | 54,345,000 | 53,404,000 | 54,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,667,000 | 154,290,000 | 156,823,000 | 166,989,000 |
| Interest-bearing deposits | 94,425,000 | 106,355,000 | 108,899,000 | 112,710,000 |
| Noninterest-bearing deposits | 31,242,000 | 47,935,000 | 47,924,000 | 54,279,000 |
| Equity capital | 11,897,000 | 12,504,000 | 12,999,000 | 13,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,339,000 | 2,717,000 | 4,281,000 | 6,204,000 |
| Interest expense | 134,000 | 284,000 | 472,000 | 616,000 |
| Net interest income | 1,205,000 | 2,433,000 | 3,809,000 | 5,588,000 |
| Noninterest income | 101,000 | 173,000 | 403,000 | 742,000 |
| Noninterest expense | 935,000 | 1,828,000 | 2,932,000 | 3,940,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 402,000 | 809,000 | 1,311,000 | 2,423,000 |
| Income tax | 84,000 | 157,000 | 267,000 | 626,000 |
| Net income | 318,000 | 652,000 | 1,044,000 | 1,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,046,000 | 11,342,000 | 11,697,000 | 12,412,000 |
| Total capital | 11,854,000 | 12,150,000 | 12,505,000 | 13,220,000 |
| Risk-weighted assets | 86,942,000 | 114,457,000 | 116,570,000 | 99,875,000 |