Call reports 2019
HOME LOAN STATE BANK — 2019
What HOME LOAN STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 123,124,000 | 127,415,000 | 126,516,000 | 131,823,000 |
| Total loans | 67,752,000 | 71,787,000 | 67,759,000 | 69,682,000 |
| Allowance for loan losses | 796,000 | 788,000 | 808,000 | 808,000 |
| Securities available for sale | 39,886,000 | 41,785,000 | 42,674,000 | 48,008,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,044,000 | 111,156,000 | 112,424,000 | 117,070,000 |
| Interest-bearing deposits | 81,036,000 | 82,603,000 | 80,690,000 | 82,993,000 |
| Noninterest-bearing deposits | 29,008,000 | 28,553,000 | 31,734,000 | 34,077,000 |
| Equity capital | 9,456,000 | 10,233,000 | 10,649,000 | 10,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,271,000 | 2,592,000 | 3,947,000 | 5,290,000 |
| Interest expense | 149,000 | 304,000 | 465,000 | 600,000 |
| Net interest income | 1,122,000 | 2,288,000 | 3,482,000 | 4,690,000 |
| Noninterest income | 95,000 | 218,000 | 362,000 | 470,000 |
| Noninterest expense | 898,000 | 1,785,000 | 2,654,000 | 3,560,000 |
| Provision for loan losses | 0 | 50,000 | 70,000 | 70,000 |
| Pretax income | 319,000 | 671,000 | 1,119,000 | 1,529,000 |
| Income tax | 130,000 | 170,000 | 275,000 | 334,000 |
| Net income | 189,000 | 501,000 | 844,000 | 1,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,894,000 | 10,169,000 | 10,452,000 | 10,765,000 |
| Total capital | 10,690,000 | 10,957,000 | 11,260,000 | 11,573,000 |
| Risk-weighted assets | 84,321,000 | 86,465,000 | 81,993,000 | 85,996,000 |