Call reports 2018
HOME LOAN STATE BANK — 2018
What HOME LOAN STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 118,912,000 | 122,248,000 | 122,029,000 | 122,988,000 |
| Total loans | 58,394,000 | 64,893,000 | 68,939,000 | 68,704,000 |
| Allowance for loan losses | 709,000 | 775,000 | 785,000 | 795,000 |
| Securities available for sale | 40,076,000 | 40,682,000 | 38,420,000 | 39,214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,353,000 | 110,650,000 | 110,276,000 | 110,494,000 |
| Interest-bearing deposits | 81,896,000 | 86,653,000 | 82,906,000 | 80,356,000 |
| Noninterest-bearing deposits | 25,457,000 | 23,997,000 | 27,370,000 | 30,138,000 |
| Equity capital | 8,059,000 | 8,244,000 | 8,453,000 | 8,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,114,000 | 2,317,000 | 3,639,000 | 4,939,000 |
| Interest expense | 102,000 | 222,000 | 347,000 | 483,000 |
| Net interest income | 1,012,000 | 2,095,000 | 3,292,000 | 4,456,000 |
| Noninterest income | 95,000 | 207,000 | 319,000 | 456,000 |
| Noninterest expense | 795,000 | 1,582,000 | 2,413,000 | 3,295,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 70,000 |
| Pretax income | 312,000 | 720,000 | 1,188,000 | 1,547,000 |
| Income tax | 67,000 | 158,000 | 254,000 | 306,000 |
| Net income | 245,000 | 562,000 | 934,000 | 1,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,768,000 | 9,107,000 | 9,473,000 | 9,691,000 |
| Total capital | 9,477,000 | 9,882,000 | 10,258,000 | 10,486,000 |
| Risk-weighted assets | 76,108,000 | 82,377,000 | 85,286,000 | 86,479,000 |