Call reports 2017
HOME LOAN STATE BANK — 2017
What HOME LOAN STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 103,603,000 | 106,534,000 | 111,917,000 | 108,323,000 |
| Total loans | 54,775,000 | 57,196,000 | 62,243,000 | 60,761,000 |
| Allowance for loan losses | 645,000 | 675,000 | 725,000 | 709,000 |
| Securities available for sale | 39,315,000 | 38,373,000 | 37,973,000 | 36,158,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,287,000 | 94,308,000 | 96,875,000 | 96,578,000 |
| Interest-bearing deposits | 72,621,000 | 74,257,000 | 73,645,000 | 71,712,000 |
| Noninterest-bearing deposits | 19,666,000 | 20,051,000 | 23,230,000 | 24,866,000 |
| Equity capital | 7,943,000 | 8,323,000 | 8,450,000 | 8,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 929,000 | 1,920,000 | 2,984,000 | 4,086,000 |
| Interest expense | 99,000 | 200,000 | 305,000 | 410,000 |
| Net interest income | 830,000 | 1,720,000 | 2,679,000 | 3,676,000 |
| Noninterest income | 81,000 | 185,000 | 283,000 | 379,000 |
| Noninterest expense | 771,000 | 1,549,000 | 2,345,000 | 3,157,000 |
| Provision for loan losses | 20,000 | 50,000 | 100,000 | 310,000 |
| Pretax income | 120,000 | 306,000 | 517,000 | 611,000 |
| Income tax | 46,000 | 92,000 | 131,000 | 170,000 |
| Net income | 74,000 | 214,000 | 386,000 | 441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,319,000 | 8,433,000 | 8,568,000 | 8,623,000 |
| Total capital | 8,964,000 | 9,108,000 | 9,293,000 | 9,332,000 |
| Risk-weighted assets | 72,388,000 | 74,306,000 | 79,151,000 | 76,869,000 |