Call reports 2004
HOME LOAN STATE BANK — 2004
What HOME LOAN STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 49,435,000 | 49,118,000 | 48,961,000 | 50,277,000 |
| Total loans | 23,487,000 | 26,044,000 | 26,254,000 | 26,460,000 |
| Allowance for loan losses | 230,000 | 233,000 | 221,000 | 201,000 |
| Securities available for sale | 15,843,000 | 12,763,000 | 12,307,000 | 13,340,000 |
| Securities held to maturity | 3,037,000 | 3,286,000 | 3,269,000 | 2,969,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,873,000 | 40,853,000 | 40,419,000 | 41,637,000 |
| Interest-bearing deposits | 40,869,000 | 40,849,000 | 40,415,000 | 41,633,000 |
| Noninterest-bearing deposits | 4,000 | 4,000 | 4,000 | 4,000 |
| Equity capital | 3,567,000 | 3,535,000 | 3,727,000 | 3,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 817,000 | 1,634,000 | 2,468,000 | 3,323,000 |
| Interest expense | 432,000 | 867,000 | 1,308,000 | 1,754,000 |
| Net interest income | 385,000 | 767,000 | 1,160,000 | 1,569,000 |
| Noninterest income | 0 | -8,000 | -10,000 | -11,000 |
| Noninterest expense | 293,000 | 584,000 | 805,000 | 1,113,000 |
| Provision for loan losses | 22,000 | 45,000 | 67,000 | 65,000 |
| Pretax income | 83,000 | 98,000 | 234,000 | 336,000 |
| Income tax | 31,000 | 39,000 | 89,000 | 129,000 |
| Net income | 52,000 | 59,000 | 145,000 | 207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,560,000 | 3,535,000 | 3,727,000 | 3,786,000 |
| Total capital | 3,795,000 | 3,768,000 | 3,948,000 | 3,987,000 |
| Risk-weighted assets | 32,794,000 | 35,121,000 | 35,812,000 | 35,458,000 |
Machine access — free, no API key
Every figure shown here about HOME LOAN STATE BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.