Call reports 2016
CAPITAL BANK — 2016
What CAPITAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 35,904,000 | 35,393,000 |
| Total loans | 17,567,000 | 15,029,000 |
| Allowance for loan losses | 360,000 | 360,000 |
| Securities available for sale | 6,804,000 | 6,449,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 31,060,000 | 30,512,000 |
| Interest-bearing deposits | 24,343,000 | 23,875,000 |
| Noninterest-bearing deposits | 6,717,000 | 6,637,000 |
| Equity capital | 4,740,000 | 4,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 307,000 | 599,000 |
| Interest expense | 17,000 | 35,000 |
| Net interest income | 290,000 | 564,000 |
| Noninterest income | 31,000 | 62,000 |
| Noninterest expense | 265,000 | 548,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 54,000 | 56,000 |
| Income tax | 0 | 0 |
| Net income | 54,000 | 56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 4,235,000 | 4,237,000 |
| Total capital | 4,547,000 | 4,518,000 |
| Risk-weighted assets | 24,985,000 | 22,435,000 |