Call reports 2015
CAPITAL BANK — 2015
What CAPITAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 36,775,000 | 35,293,000 | 35,374,000 | 35,552,000 |
| Total loans | 17,420,000 | 17,374,000 | 17,062,000 | 18,645,000 |
| Allowance for loan losses | 370,000 | 370,000 | 370,000 | 360,000 |
| Securities available for sale | 8,478,000 | 8,113,000 | 7,581,000 | 7,336,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,987,000 | 30,562,000 | 30,557,000 | 30,739,000 |
| Interest-bearing deposits | 24,593,000 | 23,574,000 | 23,561,000 | 23,812,000 |
| Noninterest-bearing deposits | 7,394,000 | 6,988,000 | 6,996,000 | 6,927,000 |
| Equity capital | 4,715,000 | 4,642,000 | 4,715,000 | 4,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 333,000 | 663,000 | 987,000 | 1,304,000 |
| Interest expense | 18,000 | 38,000 | 54,000 | 71,000 |
| Net interest income | 315,000 | 625,000 | 933,000 | 1,233,000 |
| Noninterest income | 31,000 | 69,000 | 110,000 | 146,000 |
| Noninterest expense | 254,000 | 579,000 | 828,000 | 1,141,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 87,000 | 108,000 | 193,000 | 204,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 87,000 | 108,000 | 193,000 | 204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,064,000 | 4,086,000 | 4,170,000 | 4,181,000 |
| Total capital | 4,390,000 | 4,405,000 | 4,481,000 | 4,506,000 |
| Risk-weighted assets | 26,092,000 | 25,491,000 | 24,841,000 | 26,043,000 |