Call reports 2013
CAPITAL BANK — 2013
What CAPITAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 36,719,000 | 36,602,000 | 36,021,000 | 35,606,000 |
| Total loans | 15,501,000 | 15,160,000 | 13,969,000 | 13,697,000 |
| Allowance for loan losses | 621,000 | 513,000 | 513,000 | 314,000 |
| Securities available for sale | 9,475,000 | 9,254,000 | 9,145,000 | 8,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,835,000 | 32,147,000 | 31,517,000 | 31,389,000 |
| Interest-bearing deposits | 25,638,000 | 23,612,000 | 24,990,000 | 25,054,000 |
| Noninterest-bearing deposits | 6,197,000 | 8,535,000 | 6,527,000 | 6,335,000 |
| Equity capital | 4,788,000 | 4,367,000 | 4,406,000 | 4,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 369,000 | 729,000 | 1,082,000 | 1,430,000 |
| Interest expense | 25,000 | 49,000 | 74,000 | 94,000 |
| Net interest income | 344,000 | 680,000 | 1,008,000 | 1,336,000 |
| Noninterest income | 32,000 | 69,000 | 112,000 | 75,000 |
| Noninterest expense | 317,000 | 733,000 | 1,022,000 | 1,369,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 255,000 |
| Pretax income | 47,000 | -99,000 | -21,000 | -251,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 47,000 | -99,000 | -21,000 | -251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,907,000 | 3,761,000 | 3,838,000 | 3,610,000 |
| Total capital | 4,204,000 | 3,934,000 | 3,986,000 | 3,893,000 |
| Risk-weighted assets | 23,608,000 | 23,852,000 | 23,371,000 | 22,723,000 |