Call reports 2012
CAPITAL BANK — 2012
What CAPITAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 36,991,000 | 36,086,000 | 37,068,000 | 37,039,000 |
| Total loans | 12,116,000 | 12,767,000 | 14,505,000 | 15,004,000 |
| Allowance for loan losses | 618,000 | 621,000 | 621,000 | 621,000 |
| Securities available for sale | 10,830,000 | 10,281,000 | 10,222,000 | 9,907,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,185,000 | 31,557,000 | 32,203,000 | 32,207,000 |
| Interest-bearing deposits | 26,250,000 | 25,788,000 | 26,291,000 | 26,165,000 |
| Noninterest-bearing deposits | 5,935,000 | 5,769,000 | 5,912,000 | 6,042,000 |
| Equity capital | 4,317,000 | 4,403,000 | 4,751,000 | 4,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 373,000 | 745,000 | 1,120,000 | 1,493,000 |
| Interest expense | 36,000 | 72,000 | 104,000 | 132,000 |
| Net interest income | 337,000 | 673,000 | 1,016,000 | 1,361,000 |
| Noninterest income | 34,000 | 124,000 | 173,000 | 205,000 |
| Noninterest expense | 293,000 | 574,000 | 859,000 | 1,263,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 67,000 | 200,000 | 295,000 | 282,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 66,000 | 199,000 | 294,000 | 281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,692,000 | 3,779,000 | 3,873,000 | 3,859,000 |
| Total capital | 3,951,000 | 4,055,000 | 4,149,000 | 4,480,000 |
| Risk-weighted assets | 20,830,000 | 21,975,000 | 22,994,000 | 26,889,000 |