Call reports 2011
CAPITAL BANK — 2011
What CAPITAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 37,261,000 | 36,547,000 | 36,309,000 | 36,642,000 |
| Total loans | 12,134,000 | 10,787,000 | 10,956,000 | 11,048,000 |
| Allowance for loan losses | 742,000 | 633,000 | 633,000 | 633,000 |
| Securities available for sale | 9,641,000 | 9,597,000 | 10,139,000 | 10,840,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,386,000 | 32,286,000 | 32,158,000 | 32,503,000 |
| Interest-bearing deposits | 27,328,000 | 26,704,000 | 26,007,000 | 26,540,000 |
| Noninterest-bearing deposits | 6,058,000 | 5,582,000 | 6,151,000 | 5,963,000 |
| Equity capital | 3,763,000 | 3,867,000 | 4,025,000 | 4,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 424,000 | 804,000 | 1,182,000 | 1,557,000 |
| Interest expense | 47,000 | 91,000 | 131,000 | 168,000 |
| Net interest income | 377,000 | 713,000 | 1,051,000 | 1,389,000 |
| Noninterest income | 45,000 | 86,000 | 133,000 | 175,000 |
| Noninterest expense | 311,000 | 625,000 | 990,000 | 1,243,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 95,000 | 103,000 | 176,000 | 220,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 94,000 | 102,000 | 175,000 | 219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,531,000 | 3,499,000 | 3,572,000 | 3,615,000 |
| Total capital | 3,789,000 | 3,758,000 | 3,833,000 | 3,874,000 |
| Risk-weighted assets | 19,697,000 | 20,432,000 | 20,036,000 | 19,988,000 |