Call reports 2008
CAPITAL BANK — 2008
What CAPITAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 42,417,000 | 41,101,000 | 40,053,000 | 39,744,000 |
| Total loans | 24,511,000 | 22,702,000 | 20,083,000 | 18,343,000 |
| Allowance for loan losses | 563,000 | 489,000 | 355,000 | 363,000 |
| Securities available for sale | 3,502,000 | 4,375,000 | 5,695,000 | 6,355,000 |
| Securities held to maturity | 3,576,000 | 3,511,000 | 3,860,000 | 4,879,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,913,000 | 36,435,000 | 36,234,000 | 35,309,000 |
| Interest-bearing deposits | 30,516,000 | 30,371,000 | 30,187,000 | 29,369,000 |
| Noninterest-bearing deposits | 6,397,000 | 6,065,000 | 6,047,000 | 5,940,000 |
| Equity capital | 4,001,000 | 3,217,000 | 2,976,000 | 3,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 632,000 | 1,218,000 | 1,825,000 | 2,440,000 |
| Interest expense | 225,000 | 406,000 | 566,000 | 697,000 |
| Net interest income | 407,000 | 812,000 | 1,259,000 | 1,743,000 |
| Noninterest income | 67,000 | 116,000 | 185,000 | 234,000 |
| Noninterest expense | 305,000 | 609,000 | 875,000 | 1,228,000 |
| Provision for loan losses | 45,000 | 691,000 | 698,000 | 736,000 |
| Pretax income | 124,000 | -443,000 | -200,000 | -58,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 123,000 | -444,000 | -201,000 | -59,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,688,000 | 3,081,000 | 3,324,000 | 3,467,000 |
| Total capital | 4,064,000 | 3,433,000 | 3,663,000 | 3,803,000 |
| Risk-weighted assets | 29,119,000 | 28,011,000 | 26,901,000 | 26,096,000 |
Machine access — free, no API key
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