Call reports 2007
CAPITAL BANK — 2007
What CAPITAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 42,616,000 | 42,512,000 | 41,488,000 | 42,275,000 |
| Total loans | 27,181,000 | 26,760,000 | 24,671,000 | 26,495,000 |
| Allowance for loan losses | 308,000 | 322,000 | 312,000 | 517,000 |
| Securities available for sale | 1,784,000 | 1,709,000 | 974,000 | 1,445,000 |
| Securities held to maturity | 3,956,000 | 3,896,000 | 3,701,000 | 3,576,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,498,000 | 38,097,000 | 37,140,000 | 36,020,000 |
| Interest-bearing deposits | 31,110,000 | 31,196,000 | 30,403,000 | 29,968,000 |
| Noninterest-bearing deposits | 7,388,000 | 6,901,000 | 6,737,000 | 6,052,000 |
| Equity capital | 3,741,000 | 3,716,000 | 3,906,000 | 3,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 719,000 | 1,425,000 | 2,122,000 | 2,784,000 |
| Interest expense | 225,000 | 460,000 | 695,000 | 920,000 |
| Net interest income | 494,000 | 965,000 | 1,427,000 | 1,864,000 |
| Noninterest income | 71,000 | 143,000 | 221,000 | 300,000 |
| Noninterest expense | 309,000 | 656,000 | 965,000 | 1,299,000 |
| Provision for loan losses | 305,000 | 512,000 | 569,000 | 782,000 |
| Pretax income | -49,000 | -60,000 | 114,000 | 83,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | -50,000 | -61,000 | 113,000 | 82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,748,000 | 3,737,000 | 3,912,000 | 3,564,000 |
| Total capital | 4,056,000 | 4,059,000 | 4,224,000 | 3,950,000 |
| Risk-weighted assets | 31,039,000 | 30,489,000 | 28,713,000 | 29,968,000 |
Machine access — free, no API key
Every figure shown here about CAPITAL BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.