Call reports 2004
CAPITAL BANK — 2004
What CAPITAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 49,885,000 | 50,973,000 | 48,680,000 | 46,877,000 |
| Total loans | 24,109,000 | 26,439,000 | 27,166,000 | 27,322,000 |
| Allowance for loan losses | 350,000 | 350,000 | 349,000 | 345,000 |
| Securities available for sale | 10,011,000 | 8,697,000 | 8,257,000 | 6,340,000 |
| Securities held to maturity | 5,190,000 | 5,190,000 | 5,190,000 | 5,085,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,286,000 | 41,441,000 | 41,673,000 | 40,517,000 |
| Interest-bearing deposits | 32,782,000 | 33,037,000 | 32,721,000 | 32,191,000 |
| Noninterest-bearing deposits | 7,504,000 | 8,404,000 | 8,952,000 | 8,326,000 |
| Equity capital | 3,709,000 | 3,868,000 | 4,400,000 | 3,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 652,000 | 1,329,000 | 1,985,000 | 2,618,000 |
| Interest expense | 134,000 | 267,000 | 405,000 | 549,000 |
| Net interest income | 518,000 | 1,062,000 | 1,580,000 | 2,069,000 |
| Noninterest income | 78,000 | 179,000 | 273,000 | 352,000 |
| Noninterest expense | 358,000 | 695,000 | 1,031,000 | 1,376,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 238,000 | 549,000 | 825,000 | 1,049,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 237,000 | 548,000 | 824,000 | 1,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,777,000 | 4,005,000 | 4,166,000 | 3,992,000 |
| Total capital | 4,127,000 | 4,355,000 | 4,515,000 | 4,337,000 |
| Risk-weighted assets | 31,163,000 | 32,919,000 | 32,859,000 | 32,243,000 |
Machine access — free, no API key
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