Call reports 2026
MONTICELLO BANKING COMPANY — 2026
What MONTICELLO BANKING COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,094,102,000 | 1,067,848,000 |
| Total loans | 788,135,000 | 774,517,000 |
| Allowance for loan losses | 9,240,000 | 9,215,000 |
| Securities available for sale | 212,524,000 | 207,335,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 949,413,000 | 924,295,000 |
| Interest-bearing deposits | 890,007,000 | 862,271,000 |
| Noninterest-bearing deposits | 59,406,000 | 62,024,000 |
| Equity capital | 97,823,000 | 92,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 14,103,000 | 27,771,000 |
| Interest expense | 4,714,000 | 8,949,000 |
| Net interest income | 9,389,000 | 18,822,000 |
| Noninterest income | 1,441,000 | 2,913,000 |
| Noninterest expense | 7,550,000 | 15,170,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 3,280,000 | 6,565,000 |
| Income tax | 619,000 | 1,245,000 |
| Net income | 2,661,000 | 5,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 116,798,000 | 111,497,000 |