Call report 2025Q4
MONTICELLO BANKING COMPANY — 2025Q4
The 22 measures MONTICELLO BANKING COMPANY reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,140,123,000 | USD | evidence → |
| Total loans | 819,384,000 | USD | evidence → |
| Allowance for loan losses | 9,251,000 | USD | evidence → |
| Securities available for sale | 214,505,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 938,702,000 | USD | evidence → |
| Interest-bearing deposits | 869,726,000 | USD | evidence → |
| Noninterest-bearing deposits | 68,976,000 | USD | evidence → |
| Equity capital | 95,311,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 58,644,000 | USD | evidence → |
| Interest expense | 21,656,000 | USD | evidence → |
| Net interest income | 36,988,000 | USD | evidence → |
| Noninterest income | 6,252,000 | USD | evidence → |
| Noninterest expense | 28,133,000 | USD | evidence → |
| Provision for loan losses | -267,000 | USD | evidence → |
| Pretax income | 15,450,000 | USD | evidence → |
| Income tax | 3,010,000 | USD | evidence → |
| Net income | 12,440,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 115,347,000 | USD | evidence → |