Call report 2023Q4
MONTICELLO BANKING COMPANY — 2023Q4
The 22 measures MONTICELLO BANKING COMPANY reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,198,688,000 | USD | evidence → |
| Total loans | 855,635,000 | USD | evidence → |
| Allowance for loan losses | 9,816,000 | USD | evidence → |
| Securities available for sale | 245,901,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 940,128,000 | USD | evidence → |
| Interest-bearing deposits | 868,255,000 | USD | evidence → |
| Noninterest-bearing deposits | 71,873,000 | USD | evidence → |
| Equity capital | 74,178,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 50,524,000 | USD | evidence → |
| Interest expense | 18,967,000 | USD | evidence → |
| Net interest income | 31,557,000 | USD | evidence → |
| Noninterest income | 6,011,000 | USD | evidence → |
| Noninterest expense | 26,540,000 | USD | evidence → |
| Provision for loan losses | 309,000 | USD | evidence → |
| Pretax income | 10,784,000 | USD | evidence → |
| Income tax | 1,950,000 | USD | evidence → |
| Net income | 8,834,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 98,847,000 | USD | evidence → |
| Total capital | 108,899,000 | USD | evidence → |
| Risk-weighted assets | 972,082,000 | USD | evidence → |