Call report 2022Q4
MONTICELLO BANKING COMPANY — 2022Q4
The 22 measures MONTICELLO BANKING COMPANY reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,156,139,000 | USD | evidence → |
| Total loans | 793,176,000 | USD | evidence → |
| Allowance for loan losses | 8,522,000 | USD | evidence → |
| Securities available for sale | 262,847,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 941,700,000 | USD | evidence → |
| Interest-bearing deposits | 845,440,000 | USD | evidence → |
| Noninterest-bearing deposits | 96,260,000 | USD | evidence → |
| Equity capital | 64,025,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 39,113,000 | USD | evidence → |
| Interest expense | 4,601,000 | USD | evidence → |
| Net interest income | 34,512,000 | USD | evidence → |
| Noninterest income | 6,802,000 | USD | evidence → |
| Noninterest expense | 24,643,000 | USD | evidence → |
| Provision for loan losses | 555,000 | USD | evidence → |
| Pretax income | 16,124,000 | USD | evidence → |
| Income tax | 2,969,000 | USD | evidence → |
| Net income | 13,155,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 94,980,000 | USD | evidence → |
| Total capital | 103,502,000 | USD | evidence → |
| Risk-weighted assets | 952,051,000 | USD | evidence → |