Call report 2019Q4
MONTICELLO BANKING COMPANY — 2019Q4
The 22 measures MONTICELLO BANKING COMPANY reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 766,200,000 | USD | evidence → |
| Total loans | 590,193,000 | USD | evidence → |
| Allowance for loan losses | 5,968,000 | USD | evidence → |
| Securities available for sale | 97,777,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 644,359,000 | USD | evidence → |
| Interest-bearing deposits | 588,053,000 | USD | evidence → |
| Noninterest-bearing deposits | 56,306,000 | USD | evidence → |
| Equity capital | 82,201,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 32,413,000 | USD | evidence → |
| Interest expense | 5,095,000 | USD | evidence → |
| Net interest income | 27,318,000 | USD | evidence → |
| Noninterest income | 5,706,000 | USD | evidence → |
| Noninterest expense | 22,920,000 | USD | evidence → |
| Provision for loan losses | 1,450,000 | USD | evidence → |
| Pretax income | 8,830,000 | USD | evidence → |
| Income tax | 1,210,000 | USD | evidence → |
| Net income | 7,620,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 79,014,000 | USD | evidence → |
| Total capital | 84,982,000 | USD | evidence → |
| Risk-weighted assets | 638,334,000 | USD | evidence → |