Call report 2014Q4
MONTICELLO BANKING COMPANY — 2014Q4
The 22 measures MONTICELLO BANKING COMPANY reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 531,673,000 | USD | evidence → |
| Total loans | 369,800,000 | USD | evidence → |
| Allowance for loan losses | 5,245,000 | USD | evidence → |
| Securities available for sale | 99,011,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 474,763,000 | USD | evidence → |
| Interest-bearing deposits | 448,840,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,923,000 | USD | evidence → |
| Equity capital | 55,433,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,427,000 | USD | evidence → |
| Interest expense | 3,194,000 | USD | evidence → |
| Net interest income | 20,233,000 | USD | evidence → |
| Noninterest income | 4,626,000 | USD | evidence → |
| Noninterest expense | 16,525,000 | USD | evidence → |
| Provision for loan losses | 1,500,000 | USD | evidence → |
| Pretax income | 7,294,000 | USD | evidence → |
| Income tax | 1,703,000 | USD | evidence → |
| Net income | 5,591,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 54,477,000 | USD | evidence → |
| Total capital | 59,219,000 | USD | evidence → |
| Risk-weighted assets | 378,822,000 | USD | evidence → |