Call report 2012Q4
MONTICELLO BANKING COMPANY — 2012Q4
The 22 measures MONTICELLO BANKING COMPANY reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 557,507,000 | USD | evidence → |
| Total loans | 345,998,000 | USD | evidence → |
| Allowance for loan losses | 5,285,000 | USD | evidence → |
| Securities available for sale | 145,897,000 | USD | evidence → |
| Securities held to maturity | 60,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 499,442,000 | USD | evidence → |
| Interest-bearing deposits | 475,308,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,134,000 | USD | evidence → |
| Equity capital | 56,351,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,498,000 | USD | evidence → |
| Interest expense | 5,710,000 | USD | evidence → |
| Net interest income | 19,788,000 | USD | evidence → |
| Noninterest income | 4,885,000 | USD | evidence → |
| Noninterest expense | 15,536,000 | USD | evidence → |
| Provision for loan losses | 4,513,000 | USD | evidence → |
| Pretax income | 5,481,000 | USD | evidence → |
| Income tax | 1,328,000 | USD | evidence → |
| Net income | 4,153,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,448,000 | USD | evidence → |
| Total capital | 57,228,000 | USD | evidence → |
| Risk-weighted assets | 381,928,000 | USD | evidence → |