Call reports 2006
MONTICELLO BANKING COMPANY — 2006
What MONTICELLO BANKING COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 382,955,000 | 397,018,000 | 414,948,000 | 431,546,000 |
| Total loans | 282,271,000 | 296,830,000 | 303,919,000 | 308,057,000 |
| Allowance for loan losses | 3,705,000 | 3,776,000 | 3,926,000 | 3,867,000 |
| Securities available for sale | 76,110,000 | 74,351,000 | 85,563,000 | 89,450,000 |
| Securities held to maturity | 444,000 | 424,000 | 369,000 | 369,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,270,000 | 353,644,000 | 375,309,000 | 395,960,000 |
| Interest-bearing deposits | 309,560,000 | 312,739,000 | 333,614,000 | 381,301,000 |
| Noninterest-bearing deposits | 40,710,000 | 40,905,000 | 41,695,000 | 14,659,000 |
| Equity capital | 30,852,000 | 30,720,000 | 32,413,000 | 33,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,199,000 | 12,875,000 | 20,017,000 | 27,432,000 |
| Interest expense | 2,591,000 | 5,449,000 | 8,786,000 | 12,452,000 |
| Net interest income | 3,608,000 | 7,426,000 | 11,231,000 | 14,980,000 |
| Noninterest income | 993,000 | 2,044,000 | 3,101,000 | 4,185,000 |
| Noninterest expense | 2,952,000 | 6,063,000 | 9,140,000 | 12,375,000 |
| Provision for loan losses | 189,000 | 540,000 | 729,000 | 918,000 |
| Pretax income | 1,460,000 | 2,866,000 | 4,462,000 | 5,871,000 |
| Income tax | 404,000 | 786,000 | 1,225,000 | 1,587,000 |
| Net income | 1,056,000 | 2,080,000 | 3,237,000 | 4,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,532,000 | 32,207,000 | 33,023,000 | 33,871,000 |
| Total capital | 35,190,000 | 35,983,000 | 36,949,000 | 37,738,000 |
| Risk-weighted assets | 292,631,000 | 310,109,000 | 318,937,000 | 326,611,000 |
Machine access — free, no API key
Every figure shown here about MONTICELLO BANKING COMPANY — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.