Call reports 2003
MONTICELLO BANKING COMPANY — 2003
What MONTICELLO BANKING COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 294,923,000 | 309,287,000 | 319,130,000 | 326,066,000 |
| Total loans | 216,065,000 | 222,602,000 | 230,221,000 | 240,928,000 |
| Allowance for loan losses | 2,868,000 | 2,926,000 | 3,110,000 | 3,107,000 |
| Securities available for sale | 50,086,000 | 56,971,000 | 68,458,000 | 61,125,000 |
| Securities held to maturity | 1,457,000 | 1,233,000 | 1,235,000 | 1,090,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,703,000 | 282,291,000 | 289,457,000 | 290,003,000 |
| Interest-bearing deposits | 241,248,000 | 253,113,000 | 259,650,000 | 260,271,000 |
| Noninterest-bearing deposits | 27,455,000 | 29,178,000 | 29,807,000 | 29,732,000 |
| Equity capital | 24,747,000 | 25,307,000 | 25,587,000 | 26,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,553,000 | 9,136,000 | 13,864,000 | 18,682,000 |
| Interest expense | 1,753,000 | 3,511,000 | 5,225,000 | 6,850,000 |
| Net interest income | 2,800,000 | 5,625,000 | 8,639,000 | 11,832,000 |
| Noninterest income | 763,000 | 1,580,000 | 2,346,000 | 3,208,000 |
| Noninterest expense | 2,195,000 | 4,560,000 | 6,945,000 | 9,489,000 |
| Provision for loan losses | 650,000 | 1,050,000 | 1,375,000 | 1,545,000 |
| Pretax income | 718,000 | 1,602,000 | 2,672,000 | 4,041,000 |
| Income tax | 161,000 | 374,000 | 647,000 | 1,020,000 |
| Net income | 557,000 | 1,228,000 | 2,025,000 | 3,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,086,000 | 24,483,000 | 25,279,000 | 26,076,000 |
| Total capital | 26,859,000 | 27,346,000 | 28,245,000 | 29,146,000 |
| Risk-weighted assets | 221,768,000 | 228,977,000 | 237,176,000 | 245,565,000 |
Machine access — free, no API key
Every figure shown here about MONTICELLO BANKING COMPANY — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.