Call reports 2016
BANK OF THE CASCADES — 2016
What BANK OF THE CASCADES reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,975,440,000 | 2,959,664,000 | 3,167,495,000 | 3,071,084,000 |
| Total loans | 1,787,275,000 | 1,904,634,000 | 2,069,069,000 | 2,111,299,000 |
| Allowance for loan losses | 24,430,000 | 24,666,000 | 25,238,000 | 25,290,000 |
| Securities available for sale | 428,908,000 | 462,013,000 | 523,273,000 | 494,820,000 |
| Securities held to maturity | 143,609,000 | 141,790,000 | 141,036,000 | 140,269,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,577,653,000 | 2,560,980,000 | 2,745,599,000 | 2,663,066,000 |
| Interest-bearing deposits | 2,253,796,000 | 2,216,761,000 | 2,372,446,000 | 2,298,991,000 |
| Noninterest-bearing deposits | 323,857,000 | 344,219,000 | 373,153,000 | 364,075,000 |
| Equity capital | 331,544,000 | 337,324,000 | 359,151,000 | 360,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 22,661,000 | 45,369,000 | 69,677,000 | 95,108,000 |
| Interest expense | 535,000 | 1,058,000 | 1,627,000 | 2,154,000 |
| Net interest income | 22,126,000 | 44,311,000 | 68,050,000 | 92,954,000 |
| Noninterest income | 4,624,000 | 12,736,000 | 20,304,000 | 28,726,000 |
| Noninterest expense | 22,815,000 | 44,530,000 | 68,041,000 | 89,711,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,935,000 | 12,517,000 | 20,313,000 | 31,969,000 |
| Income tax | 1,470,000 | 4,640,000 | 7,530,000 | 12,372,000 |
| Net income | 2,465,000 | 7,877,000 | 12,783,000 | 19,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 213,514,000 | 222,840,000 | 245,681,000 | 254,270,000 |
| Total capital | 238,387,000 | 247,949,000 | 271,362,000 | 280,003,000 |
| Risk-weighted assets | 2,088,378,000 | 2,254,767,000 | 2,405,373,000 | 2,465,179,000 |