Call reports 2013
BANK OF THE CASCADES — 2013
What BANK OF THE CASCADES reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,328,323,000 | 1,364,092,000 | 1,404,747,000 | 1,404,212,000 |
| Total loans | 876,757,000 | 928,283,000 | 950,572,000 | 1,004,834,000 |
| Allowance for loan losses | 24,548,000 | 22,694,000 | 21,653,000 | 20,857,000 |
| Securities available for sale | 232,672,000 | 217,221,000 | 200,103,000 | 194,481,000 |
| Securities held to maturity | 1,022,000 | 707,000 | 706,000 | 706,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,104,368,000 | 1,104,273,000 | 1,195,824,000 | 1,167,447,000 |
| Interest-bearing deposits | 956,919,000 | 940,356,000 | 997,375,000 | 986,913,000 |
| Noninterest-bearing deposits | 147,449,000 | 163,917,000 | 198,449,000 | 180,534,000 |
| Equity capital | 141,685,000 | 186,106,000 | 184,745,000 | 186,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 12,596,000 | 24,977,000 | 37,483,000 | 50,985,000 |
| Interest expense | 980,000 | 1,887,000 | 2,336,000 | 2,768,000 |
| Net interest income | 11,616,000 | 23,090,000 | 35,147,000 | 48,217,000 |
| Noninterest income | 3,290,000 | 6,867,000 | 10,569,000 | 14,501,000 |
| Noninterest expense | 13,029,000 | 31,994,000 | 45,284,000 | 59,807,000 |
| Provision for loan losses | 0 | 1,000,000 | 1,000,000 | 1,000,000 |
| Pretax income | 1,877,000 | -3,021,000 | -552,000 | 1,927,000 |
| Income tax | -32,000 | -50,199,000 | -49,445,000 | -48,348,000 |
| Net income | 1,909,000 | 47,178,000 | 48,893,000 | 50,275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 138,395,000 | 139,363,000 | 141,469,000 | 142,964,000 |
| Total capital | 150,688,000 | 152,542,000 | 154,739,000 | 156,788,000 |
| Risk-weighted assets | 969,631,000 | 1,043,969,000 | 1,052,430,000 | 1,098,482,000 |