Call reports 2019
NICOLLET COUNTY BANK OF SAINT PETER, THE — 2019
What NICOLLET COUNTY BANK OF SAINT PETER, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Total assets | 167,619,000 | 167,948,000 |
| Total loans | 76,545,000 | 74,337,000 |
| Allowance for loan losses | 1,053,000 | 0 |
| Securities available for sale | 38,303,000 | 38,261,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 |
| Total deposits | 149,993,000 | 141,422,000 |
| Interest-bearing deposits | 116,701,000 | 110,486,000 |
| Noninterest-bearing deposits | 33,293,000 | 30,936,000 |
| Equity capital | 13,078,000 | 21,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Interest income | 1,390,000 | 898,000 |
| Interest expense | 195,000 | 138,000 |
| Net interest income | 1,195,000 | 760,000 |
| Noninterest income | 167,000 | 122,000 |
| Noninterest expense | 836,000 | 742,000 |
| Provision for loan losses | 85,000 | 0 |
| Pretax income | 444,000 | 140,000 |
| Income tax | 0 | 0 |
| Net income | 444,000 | 140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Tier 1 capital | 13,556,000 | 14,450,000 |
| Total capital | 14,609,000 | 14,450,000 |
| Risk-weighted assets | 84,539,000 | 81,917,000 |