Call reports 2018
NICOLLET COUNTY BANK OF SAINT PETER, THE — 2018
What NICOLLET COUNTY BANK OF SAINT PETER, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 169,228,000 | 166,841,000 | 159,244,000 | 178,467,000 |
| Total loans | 78,851,000 | 80,834,000 | 80,326,000 | 80,245,000 |
| Allowance for loan losses | 1,049,000 | 1,050,000 | 1,052,000 | 1,054,000 |
| Securities available for sale | 39,074,000 | 38,930,000 | 38,808,000 | 37,970,000 |
| Securities held to maturity | 1,069,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,881,000 | 149,537,000 | 139,842,000 | 160,902,000 |
| Interest-bearing deposits | 116,327,000 | 115,212,000 | 110,959,000 | 113,111,000 |
| Noninterest-bearing deposits | 35,554,000 | 34,325,000 | 28,882,000 | 47,791,000 |
| Equity capital | 12,241,000 | 12,253,000 | 12,295,000 | 12,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,240,000 | 2,506,000 | 3,776,000 | 5,101,000 |
| Interest expense | 116,000 | 234,000 | 359,000 | 535,000 |
| Net interest income | 1,124,000 | 2,272,000 | 3,417,000 | 4,566,000 |
| Noninterest income | 180,000 | 352,000 | 540,000 | 688,000 |
| Noninterest expense | 942,000 | 1,920,000 | 3,041,000 | 3,991,000 |
| Provision for loan losses | 24,000 | 24,000 | 24,000 | 29,000 |
| Pretax income | 338,000 | 680,000 | 885,000 | 1,217,000 |
| Income tax | 3,000 | 3,000 | 3,000 | 3,000 |
| Net income | 335,000 | 677,000 | 882,000 | 1,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,244,000 | 13,334,000 | 13,481,000 | 13,612,000 |
| Total capital | 14,293,000 | 14,384,000 | 14,533,000 | 14,666,000 |
| Risk-weighted assets | 85,530,000 | 86,995,000 | 85,491,000 | 87,966,000 |