Call reports 2017
NICOLLET COUNTY BANK OF SAINT PETER, THE — 2017
What NICOLLET COUNTY BANK OF SAINT PETER, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 178,947,000 | 179,157,000 | 175,857,000 | 186,925,000 |
| Total loans | 75,643,000 | 77,411,000 | 78,353,000 | 83,033,000 |
| Allowance for loan losses | 987,000 | 1,034,000 | 1,070,000 | 1,030,000 |
| Securities available for sale | 40,534,000 | 41,207,000 | 41,157,000 | 39,528,000 |
| Securities held to maturity | 1,445,000 | 1,376,000 | 1,375,000 | 1,374,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,106,000 | 161,545,000 | 157,257,000 | 168,943,000 |
| Interest-bearing deposits | 123,342,000 | 122,516,000 | 124,257,000 | 123,093,000 |
| Noninterest-bearing deposits | 38,764,000 | 39,029,000 | 32,999,000 | 45,850,000 |
| Equity capital | 12,705,000 | 13,050,000 | 13,237,000 | 12,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,195,000 | 2,431,000 | 3,654,000 | 4,900,000 |
| Interest expense | 118,000 | 236,000 | 357,000 | 479,000 |
| Net interest income | 1,077,000 | 2,195,000 | 3,297,000 | 4,421,000 |
| Noninterest income | 173,000 | 355,000 | 555,000 | 763,000 |
| Noninterest expense | 873,000 | 1,743,000 | 2,689,000 | 3,828,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 144,000 |
| Pretax income | 341,000 | 735,000 | 1,055,000 | 1,212,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 340,000 | 734,000 | 1,054,000 | 1,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,050,000 | 13,150,000 | 13,370,000 | 13,309,000 |
| Total capital | 14,037,000 | 14,184,000 | 14,409,000 | 14,339,000 |
| Risk-weighted assets | 81,150,000 | 83,542,000 | 83,001,000 | 90,434,000 |