Call reports 2016
NICOLLET COUNTY BANK OF SAINT PETER, THE — 2016
What NICOLLET COUNTY BANK OF SAINT PETER, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 168,542,000 | 166,117,000 | 174,597,000 | 186,580,000 |
| Total loans | 78,116,000 | 79,364,000 | 78,664,000 | 80,021,000 |
| Allowance for loan losses | 758,000 | 795,000 | 814,000 | 947,000 |
| Securities available for sale | 46,474,000 | 40,872,000 | 38,039,000 | 36,808,000 |
| Securities held to maturity | 3,618,000 | 3,617,000 | 1,547,000 | 1,546,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,278,000 | 146,545,000 | 156,497,000 | 169,711,000 |
| Interest-bearing deposits | 126,601,000 | 122,696,000 | 121,393,000 | 124,798,000 |
| Noninterest-bearing deposits | 24,677,000 | 23,849,000 | 35,104,000 | 44,913,000 |
| Equity capital | 13,080,000 | 13,562,000 | 13,712,000 | 12,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,202,000 | 2,428,000 | 3,666,000 | 4,848,000 |
| Interest expense | 133,000 | 262,000 | 388,000 | 505,000 |
| Net interest income | 1,069,000 | 2,166,000 | 3,278,000 | 4,343,000 |
| Noninterest income | 168,000 | 368,000 | 567,000 | 761,000 |
| Noninterest expense | 887,000 | 1,764,000 | 2,657,000 | 3,669,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 294,000 |
| Pretax income | 319,000 | 705,000 | 1,088,000 | 1,149,000 |
| Income tax | 0 | -1,000 | 1,000 | 1,000 |
| Net income | 319,000 | 706,000 | 1,087,000 | 1,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,763,000 | 12,877,000 | 13,178,000 | 13,110,000 |
| Total capital | 13,521,000 | 13,672,000 | 13,992,000 | 14,057,000 |
| Risk-weighted assets | 83,078,000 | 85,264,000 | 82,386,000 | 86,290,000 |