Call reports 2015
NICOLLET COUNTY BANK OF SAINT PETER, THE — 2015
What NICOLLET COUNTY BANK OF SAINT PETER, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 165,751,000 | 170,823,000 | 164,939,000 | 185,632,000 |
| Total loans | 72,907,000 | 76,629,000 | 78,863,000 | 82,435,000 |
| Allowance for loan losses | 695,000 | 722,000 | 722,000 | 721,000 |
| Securities available for sale | 45,633,000 | 50,481,000 | 45,335,000 | 49,940,000 |
| Securities held to maturity | 3,792,000 | 3,966,000 | 3,720,000 | 3,719,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,049,000 | 154,088,000 | 147,637,000 | 168,700,000 |
| Interest-bearing deposits | 123,205,000 | 128,696,000 | 121,284,000 | 128,758,000 |
| Noninterest-bearing deposits | 25,843,000 | 25,393,000 | 26,353,000 | 39,942,000 |
| Equity capital | 12,488,000 | 12,471,000 | 12,984,000 | 12,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,117,000 | 2,258,000 | 3,423,000 | 4,593,000 |
| Interest expense | 137,000 | 273,000 | 409,000 | 543,000 |
| Net interest income | 980,000 | 1,985,000 | 3,014,000 | 4,050,000 |
| Noninterest income | 164,000 | 360,000 | 569,000 | 769,000 |
| Noninterest expense | 830,000 | 1,714,000 | 2,566,000 | 3,580,000 |
| Provision for loan losses | 36,000 | 60,000 | 60,000 | 96,000 |
| Pretax income | 278,000 | 571,000 | 957,000 | 1,143,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 278,000 | 570,000 | 956,000 | 1,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,461,000 | 12,583,000 | 12,848,000 | 12,844,000 |
| Total capital | 13,156,000 | 13,305,000 | 13,570,000 | 13,565,000 |
| Risk-weighted assets | 83,712,000 | 85,899,000 | 86,498,000 | 91,249,000 |