Call reports 2025
AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA — 2025
What AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 97,307,000 | 94,423,000 | 94,602,000 | 91,430,000 |
| Total loans | 31,304,000 | 32,074,000 | 32,671,000 | 31,232,000 |
| Allowance for loan losses | 1,440,000 | 1,427,000 | 1,425,000 | 1,937,000 |
| Securities available for sale | 45,536,000 | 49,038,000 | 50,805,000 | 49,936,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,058,000 | 83,628,000 | 82,777,000 | 80,607,000 |
| Interest-bearing deposits | 59,201,000 | 54,907,000 | 53,567,000 | 51,115,000 |
| Noninterest-bearing deposits | 27,857,000 | 28,721,000 | 29,210,000 | 29,492,000 |
| Equity capital | 8,825,000 | 9,350,000 | 10,370,000 | 9,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,003,000 | 2,056,000 | 3,119,000 | 4,142,000 |
| Interest expense | 249,000 | 466,000 | 677,000 | 875,000 |
| Net interest income | 754,000 | 1,590,000 | 2,442,000 | 3,267,000 |
| Noninterest income | 75,000 | 185,000 | 255,000 | 312,000 |
| Noninterest expense | 417,000 | 853,000 | 1,321,000 | 2,438,000 |
| Provision for loan losses | 0 | 0 | 0 | 500,000 |
| Pretax income | 404,000 | 914,000 | 1,362,000 | 601,000 |
| Income tax | 0 | 69,000 | 69,000 | 0 |
| Net income | 404,000 | 845,000 | 1,293,000 | 601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,539,000 | 10,982,000 | 11,430,000 | 10,471,000 |