Call reports 2024
AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA — 2024
What AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 89,223,000 | 89,327,000 | 87,646,000 | 87,750,000 |
| Total loans | 26,830,000 | 27,818,000 | 28,966,000 | 29,220,000 |
| Allowance for loan losses | 1,400,000 | 1,405,000 | 1,399,000 | 1,439,000 |
| Securities available for sale | 44,676,000 | 45,995,000 | 45,527,000 | 44,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,444,000 | 79,564,000 | 77,618,000 | 78,149,000 |
| Interest-bearing deposits | 56,378,000 | 54,134,000 | 51,783,000 | 52,243,000 |
| Noninterest-bearing deposits | 23,066,000 | 25,430,000 | 25,835,000 | 25,906,000 |
| Equity capital | 8,306,000 | 8,303,000 | 9,371,000 | 8,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 820,000 | 1,733,000 | 2,641,000 | 3,594,000 |
| Interest expense | 213,000 | 441,000 | 670,000 | 909,000 |
| Net interest income | 607,000 | 1,292,000 | 1,971,000 | 2,685,000 |
| Noninterest income | 50,000 | 165,000 | 228,000 | 311,000 |
| Noninterest expense | 366,000 | 808,000 | 1,259,000 | 2,381,000 |
| Provision for loan losses | 0 | 0 | 0 | 42,000 |
| Pretax income | 273,000 | 631,000 | 896,000 | 486,000 |
| Income tax | 0 | 66,000 | 66,000 | 0 |
| Net income | 273,000 | 565,000 | 830,000 | 486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,120,000 | 10,413,000 | 10,677,000 | 10,136,000 |