Call reports 2023
AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA — 2023
What AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 97,382,000 | 84,265,000 | 79,951,000 | 81,711,000 |
| Total loans | 21,548,000 | 23,057,000 | 24,269,000 | 25,456,000 |
| Allowance for loan losses | 1,298,000 | 1,302,000 | 1,300,000 | 1,399,000 |
| Securities available for sale | 53,213,000 | 49,960,000 | 45,518,000 | 45,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,332,000 | 75,551,000 | 71,418,000 | 72,280,000 |
| Interest-bearing deposits | 51,452,000 | 47,788,000 | 45,959,000 | 47,975,000 |
| Noninterest-bearing deposits | 36,880,000 | 27,763,000 | 25,459,000 | 24,305,000 |
| Equity capital | 7,799,000 | 7,398,000 | 7,162,000 | 8,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 774,000 | 1,563,000 | 2,278,000 | 3,040,000 |
| Interest expense | 58,000 | 129,000 | 224,000 | 381,000 |
| Net interest income | 716,000 | 1,434,000 | 2,054,000 | 2,659,000 |
| Noninterest income | 85,000 | 185,000 | 270,000 | 348,000 |
| Noninterest expense | 443,000 | 875,000 | 1,386,000 | 2,409,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 400,000 | 780,000 | 966,000 | 488,000 |
| Income tax | 0 | 72,000 | 72,000 | 0 |
| Net income | 400,000 | 708,000 | 894,000 | 488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,940,000 | 10,242,000 | 10,428,000 | 9,847,000 |