Call reports 2022
AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA — 2022
What AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 91,503,000 | 88,968,000 | 93,272,000 | 86,473,000 |
| Total loans | 18,533,000 | 19,844,000 | 20,038,000 | 20,940,000 |
| Allowance for loan losses | 1,094,000 | 1,094,000 | 1,096,000 | 1,319,000 |
| Securities available for sale | 50,362,000 | 52,380,000 | 52,662,000 | 52,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,299,000 | 80,151,000 | 84,145,000 | 78,072,000 |
| Interest-bearing deposits | 51,496,000 | 51,322,000 | 50,338,000 | 45,455,000 |
| Noninterest-bearing deposits | 30,803,000 | 28,829,000 | 33,807,000 | 32,617,000 |
| Equity capital | 7,898,000 | 7,483,000 | 7,786,000 | 6,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 574,000 | 1,180,000 | 1,860,000 | 2,558,000 |
| Interest expense | 20,000 | 41,000 | 63,000 | 99,000 |
| Net interest income | 554,000 | 1,139,000 | 1,797,000 | 2,459,000 |
| Noninterest income | 79,000 | 508,000 | 604,000 | 819,000 |
| Noninterest expense | 441,000 | 854,000 | 1,303,000 | 2,406,000 |
| Provision for loan losses | 0 | 0 | 0 | 225,000 |
| Pretax income | 192,000 | 793,000 | 1,098,000 | 598,000 |
| Income tax | 0 | 38,000 | 38,000 | -150,000 |
| Net income | 192,000 | 755,000 | 1,060,000 | 748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,976,000 | 9,540,000 | 9,843,000 | 9,538,000 |