Call reports 2021
AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA — 2021
What AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 80,479,000 | 81,888,000 | 83,448,000 | 81,297,000 |
| Total loans | 21,319,000 | 19,826,000 | 18,754,000 | 19,344,000 |
| Allowance for loan losses | 1,011,000 | 1,015,000 | 1,015,000 | 1,089,000 |
| Securities available for sale | 45,198,000 | 49,354,000 | 48,600,000 | 51,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,234,000 | 70,405,000 | 72,050,000 | 70,504,000 |
| Interest-bearing deposits | 43,624,000 | 43,660,000 | 44,525,000 | 41,756,000 |
| Noninterest-bearing deposits | 25,610,000 | 26,745,000 | 27,525,000 | 28,748,000 |
| Equity capital | 9,837,000 | 10,022,000 | 9,985,000 | 9,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 877,000 | 1,560,000 | 2,049,000 | 2,615,000 |
| Interest expense | 24,000 | 45,000 | 68,000 | 89,000 |
| Net interest income | 853,000 | 1,515,000 | 1,981,000 | 2,526,000 |
| Noninterest income | 71,000 | 204,000 | 290,000 | 503,000 |
| Noninterest expense | 427,000 | 851,000 | 1,262,000 | 2,159,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 472,000 | 850,000 | 916,000 | 702,000 |
| Income tax | 0 | 115,000 | 115,000 | 0 |
| Net income | 472,000 | 735,000 | 801,000 | 702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,862,000 | 9,124,000 | 9,190,000 | 9,040,000 |