Call reports 2020
AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA — 2020
What AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 72,928,000 | 82,082,000 | 73,622,000 | 74,936,000 |
| Total loans | 19,101,000 | 21,458,000 | 21,049,000 | 19,605,000 |
| Allowance for loan losses | 948,000 | 946,000 | 924,000 | 1,000,000 |
| Securities available for sale | 41,582,000 | 45,243,000 | 45,508,000 | 45,654,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,954,000 | 71,631,000 | 62,608,000 | 63,896,000 |
| Interest-bearing deposits | 38,800,000 | 41,558,000 | 38,957,000 | 38,487,000 |
| Noninterest-bearing deposits | 24,154,000 | 30,073,000 | 23,651,000 | 25,409,000 |
| Equity capital | 8,638,000 | 9,062,000 | 9,626,000 | 9,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 649,000 | 1,334,000 | 1,964,000 | 2,558,000 |
| Interest expense | 47,000 | 94,000 | 122,000 | 147,000 |
| Net interest income | 602,000 | 1,240,000 | 1,842,000 | 2,411,000 |
| Noninterest income | 69,000 | 166,000 | 223,000 | 442,000 |
| Noninterest expense | 370,000 | 769,000 | 1,142,000 | 2,077,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 317,000 | 651,000 | 967,000 | 772,000 |
| Income tax | 0 | 68,000 | 68,000 | 0 |
| Net income | 317,000 | 583,000 | 899,000 | 772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,174,000 | 8,513,000 | 8,826,000 | 8,517,000 |