Call reports 2019
AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA — 2019
What AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 74,732,000 | 74,967,000 | 74,613,000 | 72,403,000 |
| Total loans | 20,356,000 | 19,696,000 | 20,488,000 | 19,936,000 |
| Allowance for loan losses | 884,000 | 850,000 | 880,000 | 951,000 |
| Securities available for sale | 41,318,000 | 42,884,000 | 44,240,000 | 43,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,834,000 | 65,295,000 | 64,533,000 | 62,746,000 |
| Interest-bearing deposits | 37,617,000 | 38,174,000 | 37,318,000 | 35,735,000 |
| Noninterest-bearing deposits | 28,217,000 | 27,121,000 | 27,215,000 | 27,011,000 |
| Equity capital | 7,580,000 | 8,275,000 | 8,663,000 | 8,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 678,000 | 1,360,000 | 2,052,000 | 2,735,000 |
| Interest expense | 40,000 | 92,000 | 145,000 | 195,000 |
| Net interest income | 638,000 | 1,268,000 | 1,907,000 | 2,540,000 |
| Noninterest income | 89,000 | 265,000 | 334,000 | 430,000 |
| Noninterest expense | 398,000 | 842,000 | 1,272,000 | 2,208,000 |
| Provision for loan losses | 0 | 0 | 0 | 71,000 |
| Pretax income | 325,000 | 684,000 | 982,000 | 726,000 |
| Income tax | 0 | 91,000 | 91,000 | 21,000 |
| Net income | 325,000 | 593,000 | 891,000 | 705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,653,000 | 7,924,000 | 8,224,000 | 7,856,000 |
| Total capital | 8,179,000 | 8,442,000 | 8,759,000 | 8,387,000 |
| Risk-weighted assets | 41,742,000 | 41,087,000 | 42,418,000 | 42,093,000 |