Call reports 2018
AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA — 2018
What AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 66,131,000 | 67,190,000 | 67,899,000 | 66,900,000 |
| Total loans | 19,109,000 | 19,132,000 | 20,487,000 | 21,036,000 |
| Allowance for loan losses | 878,000 | 874,000 | 897,000 | 885,000 |
| Securities available for sale | 36,814,000 | 37,386,000 | 36,965,000 | 36,742,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,034,000 | 58,872,000 | 59,323,000 | 58,571,000 |
| Interest-bearing deposits | 34,382,000 | 34,437,000 | 34,193,000 | 32,413,000 |
| Noninterest-bearing deposits | 23,652,000 | 24,435,000 | 25,130,000 | 26,158,000 |
| Equity capital | 6,853,000 | 7,074,000 | 7,323,000 | 7,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 565,000 | 1,157,000 | 1,772,000 | 2,410,000 |
| Interest expense | 20,000 | 39,000 | 58,000 | 77,000 |
| Net interest income | 545,000 | 1,118,000 | 1,714,000 | 2,333,000 |
| Noninterest income | 87,000 | 229,000 | 352,000 | 529,000 |
| Noninterest expense | 386,000 | 821,000 | 1,237,000 | 2,166,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 246,000 | 519,000 | 819,000 | 637,000 |
| Income tax | 0 | 48,000 | 48,000 | 63,000 |
| Net income | 246,000 | 471,000 | 771,000 | 574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,148,000 | 7,375,000 | 7,670,000 | 7,325,000 |
| Total capital | 7,639,000 | 7,874,000 | 8,185,000 | 7,845,000 |
| Risk-weighted assets | 38,875,000 | 39,529,000 | 40,799,000 | 41,209,000 |