Call reports 2017
AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA — 2017
What AMERICAN EXCHANGE BANK, LINDSAY, OKLAHOMA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 59,700,000 | 60,203,000 | 63,744,000 | 61,291,000 |
| Total loans | 18,100,000 | 17,483,000 | 17,509,000 | 18,149,000 |
| Allowance for loan losses | 873,000 | 874,000 | 875,000 | 812,000 |
| Securities available for sale | 32,944,000 | 32,262,000 | 34,198,000 | 34,316,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,754,000 | 51,712,000 | 55,069,000 | 53,149,000 |
| Interest-bearing deposits | 34,404,000 | 32,897,000 | 33,674,000 | 32,277,000 |
| Noninterest-bearing deposits | 17,350,000 | 18,815,000 | 21,395,000 | 20,872,000 |
| Equity capital | 6,721,000 | 7,036,000 | 7,223,000 | 6,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 499,000 | 995,000 | 1,509,000 | 2,029,000 |
| Interest expense | 20,000 | 39,000 | 60,000 | 78,000 |
| Net interest income | 479,000 | 956,000 | 1,449,000 | 1,951,000 |
| Noninterest income | 93,000 | 236,000 | 326,000 | 578,000 |
| Noninterest expense | 366,000 | 798,000 | 1,192,000 | 1,965,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 210,000 | 400,000 | 590,000 | 579,000 |
| Income tax | 0 | 28,000 | 28,000 | 77,000 |
| Net income | 210,000 | 372,000 | 562,000 | 502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,730,000 | 6,892,000 | 7,084,000 | 6,904,000 |
| Total capital | 7,169,000 | 7,325,000 | 7,537,000 | 7,366,000 |
| Risk-weighted assets | 34,655,000 | 34,178,000 | 35,790,000 | 36,644,000 |